302K
Downloads
413
Episodes
Linklaters is a leading global law firm, supporting and investing in the future of our clients wherever they do business. We combine legal expertise with a collaborative and innovative approach to help clients navigate constantly evolving markets and regulatory environments, pursuing opportunities and managing risk worldwide. Disclaimer: Podcasts are not legal advice and the views expressed in this podcast are not the views of Linklaters LLP.
Episodes
Thursday Apr 18, 2024
Smarter rules for slower payments // Fintech
Thursday Apr 18, 2024
Thursday Apr 18, 2024
Episode 33: Payments Monthly
Upcoming rule changes will give payment providers more time to investigate fraud. Firms also face more red tape when closing customer accounts. Jean Price and Arjun Lakhani sum up these changes and what payment firms can expect next under the UK’s smarter regulatory framework.
Listen to all episodes on our Payments podcast webpage.
Thursday Mar 28, 2024
Why DORA is a priority for payments // Fintech
Thursday Mar 28, 2024
Thursday Mar 28, 2024
Episode 32: Payments Monthly
Our payments podcast returns with an update on the EU’s Digital Operational Resilience Act. In this episode, Andreas van Impe explains what payment firms should focus on to meet the DORA deadline.
Listen to all episodes on our Payments podcast webpage.
Friday Jul 14, 2023
July 2023: How will PSD3 modernise payments?
Friday Jul 14, 2023
Friday Jul 14, 2023
Episode 31: Payments Monthly
The European Commission has released draft legislation which aims to reshape payments regulation in the EU. In this episode Andreas van Impe and Frances Hodgkins give their reaction to the PSD3 proposals.
Thursday Jun 29, 2023
June 2023 - How crypto marketing is becoming tougher // Fintech
Thursday Jun 29, 2023
Thursday Jun 29, 2023
Episode 30: Payments Monthly
The UK is adding cryptoassets to its financial promotion regime. Harry Eddis, Olivia Murphy and Simon Treacy look at the lawful routes to marketing cryptoassets and the tough new rules that crypto ads must comply with.
Monday Apr 24, 2023
April 2023 - How a more powerful FCA will impact payments // Fintech
Monday Apr 24, 2023
Monday Apr 24, 2023
Episode 29: Payments Monthly
The FCA is in line to get new rule-making powers over payments firms. But why does the FCA need these powers? Jean Price, Frances Hodgkins and Simon Treacy discuss how they could be used to settle a debate about whether payments firms hold customer funds on trust.
Wednesday Mar 22, 2023
March 2023 - Another FCA Dear CEO letter to payments firms // Fintech
Wednesday Mar 22, 2023
Wednesday Mar 22, 2023
Episode 28: Payments Monthly
The FCA is still concerned about compliance standards at payments and e-money firms. Pansy Wong, Harry Eddis and Simon Treacy talk about what firms need to do in response to its latest warning shot to the sector.
Friday Mar 03, 2023
March 2023 - What next for UK crypto regulation? // Fintech
Friday Mar 03, 2023
Friday Mar 03, 2023
Episode 27: Payments Monthly
2023 is set to be a pivotal year for the regulation of cryptoassets. In our latest payments podcast, Harry Eddis, James Morris and Simon Treacy provide an update on how the UK government plans to regulate stablecoins and other cryptoassets.
Thursday Oct 13, 2022
October 2022 - Consumer Duty update // Fintech
Thursday Oct 13, 2022
Thursday Oct 13, 2022
Episode 26: Payments Monthly
The FCA has finalised its plans for a new Consumer Duty. Harry Eddis, Olivia Murphy and Simon Treacy highlight what’s changed since the draft rules and other points of interest for payment and e-money institutions.
In their discussion, they consider scoping issues including through the lens of some specific e-money and payments scenarios, as well as touching on implementation plans and ongoing monitoring.
For more resources on the Consumer Duty including a recording of our November 2022 webinar on scoping, visit our Consumer Duty webpage.
Friday Jul 01, 2022
June 2022 - Consumer Duty for payments // Fintech
Friday Jul 01, 2022
Friday Jul 01, 2022
Episode 25: Consumer Duty for payments
The FCA plans to raise the bar for how firms deal with retail customers. Jean Price, Arjun Lakhani and Simon Treacy work through the different aspects of the FCA’s Consumer Duty and what payments firms should be doing to prepare for it.
Tuesday May 03, 2022
April 2022 - Becoming authorised // Fintech
Tuesday May 03, 2022
Tuesday May 03, 2022
Episode 24: Payments Monthly
Before you can start a regulated business, you need a licence. Jean Price, Olivia Murphy and Simon Treacy talk us through this first step in the life of a payments firm: applying to the FCA for authorisation.
Monday Mar 21, 2022
March 2022 - Trust in payments // Fintech
Monday Mar 21, 2022
Monday Mar 21, 2022
Episode 23: Payments Monthly
The FCA’s interpretation of e-money safeguarding rules has been dismissed by the courts. Harry Eddis, Frances Hodgkins and Simon Treacy consider what the ipagoo decision means for payments firms.
Monday Jan 10, 2022
January 2022 - The Senior Managers and Certification Regime // Fintech
Monday Jan 10, 2022
Monday Jan 10, 2022
Episode 22: Payments Monthly
The FCA wants more powers to regulate the conduct of individuals working in the payments sector. In this episode, Nik Kiri, Jean Price and Simon Treacy look at the FCA’s individual accountability regime – the SMCR – and predict how it could be applied to payments and e-money firms.
Thursday Oct 28, 2021
October 2021 - Regulating buy-now, pay-later // Fintech
Thursday Oct 28, 2021
Thursday Oct 28, 2021
Episode 21: Payments Monthly
In this month’s payments podcast, Harry Eddis, Jean Price and Simon Treacy cover the Treasury’s consultation on buy-now pay-later and one of the team tries out BNPL for the first time.
Wednesday Sep 22, 2021
September 2021 - Binance: Lessons for payments firms // Fintech
Wednesday Sep 22, 2021
Wednesday Sep 22, 2021
Episode 20: Payments Monthly
The FCA has restricted the UK operations of one of the world’s largest crypto-asset exchanges. In this month’s payments podcast, Harry Eddis, Jean Price, Paul Harris and Simon Treacy talk about what payments firms can learn from Binance’s experience. Plus, they look ahead to possible changes to the UK’s AML regime.
Wednesday Jun 16, 2021
June 2021 - E-money communications and a new duty of care // Fintech
Wednesday Jun 16, 2021
Wednesday Jun 16, 2021
Episode 19: Payments Monthly
The FCA has told e-money firms to explain to their customers how their money is protected. In this month’s payments podcast, Harry Eddis, Jean Price, Paul Harris and Simon Treacy talk about the impact these communications will have, plus financial promotions and the FCA’s plans for a consumer duty of care.
Monday May 17, 2021
May 2021 - Insolvency risks in the payments chain // Fintech
Monday May 17, 2021
Monday May 17, 2021
Episode 18: Payments Monthly
Social changes are benefitting a new generation of payment providers. In our final episode on insolvency in the payments sector, Richard Hay and Simon Treacy discuss the potential systemic role of these providers and how the Bank of England might respond to emerging risks.
Wednesday May 12, 2021
April 2021 - Insolvency and safeguarding // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 17: Payments Monthly
In the second of three episodes on insolvency in the payments sector, Jean Price, Paul Harris and Simon Treacy discuss the Premier FX case and what it means for the FCA’s approach to safeguarding.
Wednesday May 12, 2021
April 2021 - Insolvency changes for payment and e-money institutions // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 16: Payments Monthly
No one wants to contemplate the failure of their business. But incoming changes to the insolvency regime for payment and e-money institutions have forced those firms to engage with that possibility. In this episode, Rory Conway, Harry Eddis and Simon Treacy discuss some of the features of the new special administration regime for payments firms.
Wednesday May 12, 2021
Payments in Australia – Data, Resilience, Competition: Part 2 // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 15: Payments Monthly
In the second of two episodes comparing payments trends in the UK and Australia, Frances Hodgkins and Jonny Ford discuss the consumer data right / open banking, operational resilience and competition with Nicola Greenberg, Elyse Adams, Kerensa Snyed and Rob Walker from Allens, Melbourne.
Wednesday May 12, 2021
March 2021 - Payments in Australia - BNPL: Part 1 // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 14: Payments Monthly
Australia is at the forefront of buy-now pay-later. In the first of two episodes looking at payments trends in Australia, Frances Hodgkins talks to Nicola Greenberg, Kerensa Snyed and Rob Walker from Allens, Melbourne, about the latest in the BNPL market and what happens next.
Wednesday May 12, 2021
February 2021 - Protecting consumers: APP fraud and interbank payments // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 13: Payments Monthly
Fraudsters trick you into transferring money to them. Should your bank reimburse you? This month Jean Price, Paul Harris, Harry Eddis and Simon Treacy look at the latest suggestions for tackling authorised push payment fraud, as well as whether consumers need more protection when using Faster Payments.
Wednesday May 12, 2021
January 2021 - How buy-now pay-later works // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 12: Payments Monthly
As more of us shop online, more ways to pay are emerging. In this month’s payments podcast we take a closer look at one of these new payment options known as buy-now pay-later. Harry Eddis, Jean Price and Paul Harris explain how BNPL firms make money, how they are regulated and why this matters to the payments sector.
Wednesday May 12, 2021
December 2020 - What 2021 holds for the payments sector // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 11: Payments Monthly
The pace of change in the payments industry continues to accelerate. In this episode, Jean Price, Paul Harris and Simon Treacy look ahead to more change in 2021, the regulators’ plans to keep up and what payment firms will be focusing on in the year to come.
Wednesday May 12, 2021
November 2020 - Meet MiCAR: the EU’s Markets in Cryptoassets Regulation // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 10: Payments Monthly
The EU has unveiled its plans for regulating cryptoassets. In this month’s payments podcast Harry Eddis, Sophia Le Vesconte and Simon Treacy walk through how MiCAR would work and what it could mean for the payments industry.
Wednesday May 12, 2021
October 2020 - Brexit revisited // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 9: Payments Monthly
After a short break, our payments regulation experts revisit Brexit and look ahead to what the end of the transition period means for payments firms. Harry Eddis, Jean Price and Paul Harris also highlight other developments that have caught their eye over the last couple of months.
Wednesday May 12, 2021
July 2020 - The FCA’s warning to payment services firms and e-money issuers // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 8: Payments Monthly
The FCA's portfolio strategy letter to CEOs warns them to act to prevent customer harm. Simon Treacy, Harry Eddis, Jean Price and Paul Harris look at what the letter means for payment and e-money institutions.
Wednesday May 12, 2021
Bonus Episode - Killer acquisitions in the payments industry // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 7: Payments Monthly
In a special episode, our Competition experts Natura Gracia and Sima Ostrovsky join Frances Hodgkins and Simon Treacy to examine recent high-profile deals in the payments industry and the approach of competition authorities as they look out for smaller competitors being “killed off” by larger rivals.
Wednesday May 12, 2021
June 2020 - How payments firms safeguard customers’ funds // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Epiosde 6: Payments Monthly
As part of its response to Covid-19, the FCA has put forward new guidance for payment institutions and e-money institutions on safeguarding and prudential risk management. Simon Treacy, Jean Price and Paul Harris examine what the change in regulator’s expectations means for payments firms.
Wednesday May 12, 2021
Bonus episode - Payments in Australia // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 5: Payments Monthly
In this special episode, our payments lawyers are joined by Nicola Greenberg from Allens to discuss the Royal Commission, buy-now-pay-later models, new design and distribution rules for Australian payments firms and progress on open banking.
Wednesday May 12, 2021
February 2020 - payment fraud and operational resilience for payments firms // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 2: Payments Monthly
This month Simon Treacy, Jean Price and Harry Eddis discuss authorised push payment fraud and the measures that have been taken to try to tackle it, and consider what the regulatory focus on operational resilience means for the payments industry.
Wednesday May 12, 2021
Innovative Payment Systems (Part II) // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 7: The Next Year in Payments
Michael Voisin & Richard Hay
In this two-part episode, Michael Voisin and Richard Hay discuss the limitations of legacy systems and drives to improve and replace them. This second part focuses on efforts to create parallel closed loop payment systems that do not rely on existing legacy infrastructure, such as so called “stablecoins” and central bank digital currencies.
Wednesday May 12, 2021
Innovative Payment Systems (Part I) // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 6: The Next Year in Payments
Michael Voisin & Richard Hay
To date, much of the innovation in the payments market has been at the user-interface level – in a sense, “digital lipstick” applied on top of existing legacy systems. But that approach has its limitations. And there is now growing demand for improvements to underlying payment systems to increase the speed and efficiency of value movements. In this two-part episode, Michael Voisin and Richard Hay discuss the limitations of legacy systems and drives to improve and replace them. This first part focuses on existing legacy systems and initiatives to alter and upgrade them.
Wednesday May 12, 2021
A European perspective – changes in the Belgian payments market // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 4: The Next Year in Payments
Etienne Dessy, Jellen Rasquin & Donald Krols
As part of the broader digital payment revolution across Europe, there has been considerable change in the Belgian payments market in recent years. Etienne Dessy, Jellen Rasquin and Donald Krols look ahead to the regulatory priorities for 2020 including PSD2, APIs and AML.
Wednesday May 12, 2021
The shift from cash to digital payments // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 3: The Next Year in Payments
Harry Eddis, Frances Hodgkins & Terry Yiangou
E-commerce, wallet services and digital payments are transforming the way we interact with money. Looking ahead, innovative payment systems are set to accelerate the global decline in cash use. Harry Eddis, Frances Hodgkins and Terry Yiangou discuss these market changes and the questions they pose about continuing access to cash.
Wednesday May 12, 2021
EBA outsourcing guidelines for payment institutions // Fintech
Wednesday May 12, 2021
Wednesday May 12, 2021
Episode 2: The Next Year in Payments
Jean Price & Arjun Lakhani
An increase in outsourcing in the payments sector has brought with it increased regulatory scrutiny. Now payment institutions in the EU must take into account new outsourcing guidelines from the European Banking Authority. Jean Price and Arjun Lakhani discuss the key points for payment institutions to consider when assessing new and existing outsourcing arrangements.